Business Vehicle Loans in NZ – Finance Trucks, Buses & More | Clickcapital

⭐⭐⭐⭐⭐ “Over 1,000+ happy customers

 Fast Business Vehicle Loans in NZ – Get Approved in Minutes
 

Finance your next truck, van, or commercial car within 24 hours. Flexible terms, great rates, and no impact on your credit to check your options.

 Get Pre-Approved in 5 Minutes 

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 Our service is Free to you and won't affect your credit score  

Why Choose Clickcapital?

 ✅ Fast Approvals – Pre-approvals in minutes, funding in as little as 24 hours so you can get on the road quickly
✅ Flexible Requirements – We say yes when others say no – new businesses and imperfect credit welcome.
✅ Competitive Rates – Access to 75+ lenders to find the best deal
✅ No Hidden Fees – Transparent terms, no surprises – ever.
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💡 Apply now—no obligation, no credit impact! 🚀

Expert Guidance at Every Step

Our finance specialists are here to understand your business and recommend the perfect vehicle financing solution. You’re not just getting a loan – you’re getting a partner to help your business grow
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Have a question? Let's talk
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30 years of proven guidance and results
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Award-winning products and services
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Services that fit your schedule and needs

🚛 Truck, Bus, & Car Finance – Finance Commercial Vehicles with Ease

At Clickcapital, we specialize in fast, flexible vehicle financing for businesses of all sizes. Whether you need a truck, bus, van, or car to keep your operations moving, we’ll tailor a loan solution that gets you on the road – quickly and hassle-free.

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Buy new or used – we’ll finance either one to suit your budget.
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Flexible Loan Terms – 12–84 month terms – choose a repayment schedule that fits your business cash flow.
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Low or No Deposit Options – 100% finance available – keep your cash in the business with no upfront deposit required for many loans.
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Less-than-perfect credit or self-employed? We have lenders who can still approve your loan.

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Fast Approvals – get the funding you need in as little as 24 hours with our streamlined process.

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See Your Loan Options

✔ Do You Qualify for Business Vehicle Finance?

Most established businesses will qualify. Here’s what we look for:
  • Business Registration: Your company should be registered and operating for at least 6 months.
  • Minimum Revenue Requirement: You must generate at least $7k+ per month to qualify for financing.
  • Vehicle Must Be for Business Use: The loan must be used for business-related purposes, including cars, trucks, vans, and buses for logistics, transport, or service-based businesses.
  • Flexible Credit Options Available: Credit history doesn’t need to be perfect – we have options for bad credit and self-employed applicants.
  • No Deposit Required in Most Cases: Many of our financing options allow you to purchase a vehicle with zero deposit, helping you preserve your working capital. Preserve your working capital
Get Your Business Vehicle Loan—Fast, Simple, Hassle-Free

Why Choose Clickcapital vs. Traditional Banks?

Feature Clickcapital Traditional Banks
Approval Speed ✔ Within 24 Hours 1-2 Weeks
Deposit Required Typically None Up to 20%
Credit Flexibility Yes, Bad Credit OK Strict Credit Requirements
Application Process 100% Online, Easy Process Lengthy Paperwork & In-Person Visits
Personalized Service Tailored & Responsive Rigid Criteria

Claim Your FREE Guide Personalised with AI for Your Unique Business!

 🚀 Quick & Easy Download – No lengthy sign-ups
📊 Insights for Growth – Backed by financial experts
🔎 Designed for Your Industry – Practical, real-world advice 
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Customer testimonials

★★★★★

Clickcapital made it incredibly easy to finance our new company cars. The whole process took just 24 hours, and the customer service was outstanding from start to finish. Highly recommended!
Matt Wilson, Owner, Precision Plumbing & Drainage Ltd

★★★★★

We needed quick financing to purchase additional trucks and Clickcapital delivered exactly as promised. The entire process was smooth, transparent, and professional. Would recommend to any business owner needing fast vehicle financing
Sarah Thompson, Director, Thompson Transport Ltd.

★★★★★

Clickcapital made financing our fleet of commercial vehicles simple and hassle-free. They understood our business needs perfectly and provided a financing solution quickly, allowing us to expand faster than we expected.
David Richardson, Operations Manager, Urban Logistics NZ

🚀 Get Pre-Approved in Minutes!

No impact on your credit score. Fast approvals, flexible terms, and the best rates.

Apply Now Talk to an Expert
✅ No Hidden Fees ✅ 100% Online Process ✅ Rated ★★★★★ by Business Owners

Business Vehicle Loans
Tailored for Your Needs

Every business has unique requirements—that's why we offer vehicle loans customized specifically to your needs. Whether you're looking to finance a single business car or an entire commercial fleet, we've got you covered with flexible loan types:

Commercial Car Loans 

Finance cars, utes, or vans easily for your day-to-day business operations. Competitive rates and flexible terms available.
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Truck and Heavy Vehicle Loans

Secure affordable financing for trucks, semi-trailers, and heavy-duty vehicles. Quick approvals to keep your business moving.
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Fleet Vehicle Finance

Expand your fleet quickly and affordably with tailor-made financing solutions designed specifically for multiple vehicle purchases.
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Bus and Coach Finance

Funding solutions tailored for public transport providers, charter services, or tourism operators, with options for both new and used buses.
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Electric & Hybrid Vehicle Loans

 Support your sustainability goals by financing electric or hybrid vehicles with attractive, specialized rates.
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Bad Credit Vehicle Loans

Flexible vehicle finance solutions even if you've had credit challenges previously. We’ll work to get you approved quickly.
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 What to Expect from Clickcapital 

ONLY THE BEST SERVICE AND EXCELLENT PRODUCTS

Accurate Assessment
We will show you exactly how much you can borrow, so you can plan with confidence.
Secure
Your financial data is retrieved read-only through bank-grade systems, keeping your information safe.
Privacy Assurance
We do not sell your data to marketing companies or anyone else.
You stay in control
Choose which lender offers to follow up. We never bombard you with unwanted calls or emails.

How do I get my loan?

Apply in just 5 minutes.

Fill out one simple application. There’s no fee or obligation, and it won’t impact your credit.

Compare options from 75+ lenders.

We’ll match you with offers from our network of 75+ lenders. Choose the best rate and terms for your business.

Get funded within 24 hours.

Once approved, receive the capital in as little as 24 hours. Drive away in your new vehicle or deploy the funds into your business – fast!

🚗 Estimate Your Monthly Payments

Use our loan calculator to see your estimated payments:

💰 Monthly Payment: $0

📈 Total Interest: $0

💵 Total Cost: $0

Apply for a Loan

Top-of-the-line Security

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Trusted. Chosen partner of major global banks – we’re even listed on the business banking pages of NZ’s top nine banks.
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Bank-grade security. We use the same encryption and security measures as the banks. Your personal and business information is fully protected.
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Protected. We use two-factor authentication and strict controls to safeguard your account access and data.
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New Zealand's Favourite
Business Finance Experts

 $200,000,000+ 

NEW ZEALAND DOLLARS FUNDED

 14,560 

BUSINESSES FUNDED

Whether you’re looking to finance a new vehicle for you business or need working capital to help your business grow we have the right product for you. 

FAQ's

What vehicles can Clickcapital finance?
Cars, trucks, vans, buses, and any other commercial vehicle for business purposes.
How quickly can I get approval?
Usually within 24 hours of your completed application.
Do you finance used vehicles?
Yes, both new and used commercial vehicles are eligible.
Will applying affect my credit score?
No, initial assessments won't impact your credit rating.
Can I repay the loan early?
Absolutely, with no penalties for early repayment.
Are there any hidden fees?
No hidden fees, we maintain full transparency.
Do startups qualify for financing?
Yes, we offer tailored financing for new businesses.
Can vehicle accessories be included?
Yes, accessories and upgrades can be financed as part of your loan.
Is fleet financing available?
Yes, specialized fleet finance options are available.
What documents will I need?
Typically, you'll need ID, proof of business registration, and bank statements.
Can I choose any vehicle dealer?
Yes, choose any licensed dealer or private seller.
Do I need comprehensive insurance?
Yes, full comprehensive vehicle insurance is required.
Are low-doc loans available?
Yes, we offer simplified low-documentation loans for eligible applicants.
How do repayments work?
Repayments are scheduled via automatic direct debit for convenience.
What loan terms do you offer?
Flexible terms from 12 to 84 months to suit your business needs.
How can I contact customer support?
You can reach us at support@clickcapital.co.nz.
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 Ready to get started? 

Join the thousands of business owners who’ve trusted Clickcapital to fuel their growth. We’re committed to delivering the highest level of service in business finance – now let’s get you the funding you need.

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    *Pricing, eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
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    © 2024 All Rights Reserved 

     Disclaimer: Clickcapital helps New Zealand firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Clickcapital can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Clickcapital does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.
     

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