Unsecured Business loans
Get lump-sum working capital to help improve your business cash flow with no collateral required.
A flexible, short-term loan, usually between $5k and $250k. You can expect to borrow for up to 12 months, with regular repayments and interest calculated daily or weekly.
You can use an unsecured business loan to meet any short-term business need, such as paying tax instalments, boosting your cash flow or pursuing growth opportunities.
Avoid using it for major, long-term purchases like plant or property, which could leave you with a financing shortfall when the loan expires.
Can be same day but usually up to 24 hours
Line of Credit
Get lump-sum working capital to help improve your business cash flow with no collateral required.
A business line of credit (or LOC) is a flexible facility that works in the same way a personal overdraft does, giving you at-call access to an agreed amount of funds. You can draw down, repay and redraw the funds as needed, and generally only pay interest on the amount you use.
You can draw down funds for any purpose, but it’s best to keep the balance to a minimum as interest is usually calculated daily. It’s ideal for covering short-term gaps in your cash flow.
Can be same day but usually up to 24 hours
Disclaimer: Clickcapital helps New Zealand firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Clickcapital can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Clickcapital does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.