Terms of Use

Last updated: June 2026

Our service

ClickCapital is a credit broker, not a lender. We introduce New Zealand businesses to lenders on our panel and may receive a commission or finder's fee from a lender if you proceed. Our service is free to you, and a commission never changes the price you pay.

No financial advice

Information on this site is general in nature and does not constitute financial or credit advice. Indicative rates, amounts and timeframes are examples only; actual offers depend on each lender's assessment of your business. Consider seeking independent advice before entering into finance.

Eligibility & approvals

All finance is subject to the relevant lender's credit criteria, terms and conditions. Applicants must be 18 or over. Guarantees and indemnities may be required. Not all amounts, terms or rates will be available to all applicants.

Your responsibilities

You confirm information you give us is true, complete and provided with authority to do so (including on behalf of your business). You must not misuse this website or submit applications for unlawful purposes.

Liability

To the maximum extent permitted by law, ClickCapital is not liable for decisions made by lenders, for any loss arising from reliance on general information on this site, or for service interruptions beyond our control. Nothing in these terms limits rights that cannot be excluded under New Zealand consumer law.

Contact

Questions about these terms: support@clickcapital.co.nz.