⭐⭐⭐⭐⭐ “Over 1,000+ happy customers

 Fast Business Loans to Help Your Business Grow 

Compare loan options from 20+ lenders in minutes. Get the funds you need with no hassle – our service is 100% free and won’t affect your credit score.

Our service is Free to you and won't affect your credit score

✓ Special Offer: 4 Weeks No Repayments! Offer valid until . Apply now!

Let's see if your business could be eligible for a Clickcapital loan.

*No credit check required at this stage

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Our Business Financing Products

Explore our range of tailored financial products, including Small Business Loans, Lines of Credit, Equipment Finance, and Vehicle Loans.

Each solution is designed to meet your unique business needs, whether it’s for managing cash flow, upgrading assets, or investing in growth.

Small Business Loans

From hiring staff to purchasing inventory, marketing, GST payments, payroll tax payments, or debt consolidation, we can help finance a solution that works for your everyday business expenses.

$10k – $750k

Flexible funding for equipment and tools to drive your business forward.

Perfect for: Financing machinery, technology, manufacturing tools, or IT systems.
  • Facility terms: 12 – 60 months
  • Competitive rates with customized repayment options
  • Quick funding with a simple application process
  • Ownership options available
  • Potential tax benefits on depreciable assets
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Business Line of Credit

Flexible and ongoing access to funds when you need them, designed to support your business's cash flow, seasonal needs, and growth opportunities.

$5k - $750k

Flexible access to funds when you need them.

Perfect for: Seasonal expenses, unexpected costs, and growth opportunities
  • Pay interest only on the funds you us
  • Fast decision and funding possible in 24 hours
  • No drawdown fees or hidden charge
  • Access funds 24/7 with the Mobile App
  • Ideal for managing cash flow fluctuations
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Truck, Bus, and Car Finance

Empower your business with tailored vehicle financing options to keep you moving forward.


$10k – $500k

Flexible financing for commercial vehicles.
Perfect for: Expanding your fleet with trucks, buses, delivery vans, or upgrading company cars.
  • Facility terms: 12 – 60 months
  • Competitive rates with flexible repayment options
  • Fast approvals and funding available
  • Ownership options at the end of the term
  • Potential tax benefits on vehicle depreciation
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Equipment Finance

Upgrade or acquire essential tools and equipment for your business without the upfront costs.


$10k – $750k

Flexible funding for equipment and tools to drive your business forward.
Perfect for: Financing machinery, technology, manufacturing tools, or IT systems.
  • Facility terms: 12 – 60 months
  • Competitive rates with customized repayment options
  • Quick funding with a simple application process
  • Ownership options available
  • Potential tax benefits on depreciable assets
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 🚀 Why Choose ClickCapital? 

The smarter way to secure business financing in New Zealand.

  • 📋 One Application, 20+ Lenders: Fill out one simple form and access offers from dozens of trusted NZ lenders. More options mean a better deal for you.
  • ⚡ Fast Approvals & Funding: Applications are reviewed instantly. Eligible businesses can get funds in 24 hours, so you won’t miss any opportunities.
  • 💰 Flexible Amounts & Terms: Borrow $10,000 up to $750,000, with terms from 6 to 60 months. Choose a repayment schedule that fits your cash flow.
  • 🆓 Free Service, No Obligation: It costs nothing to use ClickCapital. No upfront fees or hidden charges – and checking your options won’t affect your credit score.
  • 🔒 Trusted & Secure: Your data is protected by bank-level encryption, and we’re a proud partner listed by NZ’s top banks. No spam, no data selling – guaranteed.

Customer testimonials

★★★★★

Clickcapital made it incredibly easy to finance our new company cars. The whole process took just 24 hours, and the customer service was outstanding from start to finish. Highly recommended!
Matt Wilson, Owner, Precision Plumbing & Drainage Ltd

★★★★★

We needed quick financing to purchase additional trucks and Clickcapital delivered exactly as promised. The entire process was smooth, transparent, and professional. Would recommend to any business owner needing fast vehicle financing
Sarah Thompson, Director, Thompson Transport Ltd.

★★★★★

Clickcapital made financing our fleet of commercial vehicles simple and hassle-free. They understood our business needs perfectly and provided a financing solution quickly, allowing us to expand faster than we expected.
David Richardson, Operations Manager, Urban Logistics NZ

What to Expect

ONY THE BEST SERVICE AND EXCELLENT PRODUCTS

Accurate Assessment
We will show you an accurate assessment of how much you can borrow so you can plan with confidence.
Secure
We use a secure view-only service to retrieve your bank transaction data using bank-grade encryption.
Data Integrity
We do not sell your data to marketing companies or anyone else.
100% Quality Guarantee
You’ll get to choose Lenders who will call you, we don’t like spamming you as we know you hate it too.

Fast, Hassle-Free Loan Matching in 3 Easy Steps.

Just 3 Simple Steps to Instant Finance — No Impact on Your Credit Score!

 1. Tell Us About Your Business  

Answer a few quick questions – it takes less than 2 minutes.

2. Compare Your Options

We’ll match you with top lenders offering the best deals.

3. Get Funded Fast

Receive funds in as little as 24 hours.

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Trust & Security Guarantees

Your Trust, Our Priority

At ClickCapital, service and security are at the heart of everything we do. We know you’re trusting us with your business’s future, and we take that responsibility seriously. Here’s how we ensure a safe, reliable experience:

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💼 Trusted Partners: 

We are a vetted finance platform, proudly featured on the business banking pages of 9 major New Zealand banks. Lenders on our platform are all reputable, licensed institutions. We do the due diligence so you can borrow with confidence.
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🔒 Bank-Grade Security: 

Your personal and financial information is encrypted with the same technology that banks use. Our systems are regularly audited and updated to safeguard against threats. Your data’s security is non-negotiable
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🙈 Privacy Protection: 

We never sell or share your data with third-party marketers. Information you provide is used only to match you with lenders and for necessary credit assessments. We hate spam too – you’re in control of who contacts you.
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✅ No Obligation & No Pressure: 

Using ClickCapital is risk-free. You choose which loan offer (if any) to take. Our team is here to provide unbiased guidance, not pushy sales calls. Whether you take one offer or none, our goal is that you have a great experience.

Top-of-the-line Security

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Trusted. Chosen partner of major global banks – we’re even listed on the business banking pages of NZ’s top nine banks.
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Bank-grade security. We use the same encryption and security measures as the banks. Your personal and business information is fully protected.
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Protected. We use two-factor authentication and strict controls to safeguard your account access and data.
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New Zealand's Favourite
Business Finance Experts

 $200,000,000+ 

NEW ZEALAND DOLLARS FUNDED

 14,560 

BUSINESSES FUNDED

Whether you’re looking to finance a new vehicle for you business or need working capital to help your business grow we have the right product for you. 

 Ready to Elevate Your Business? 

Don’t let funding hold your business back. Join hundreds of Kiwi entrepreneurs who have unlocked growth with ClickCapital.

Get My Free Quote Now

💡 Frequently Asked Questions

Get answers to the most common questions about business financing with ClickCapital.

What types of business loans does ClickCapital offer?
We offer unsecured business loans, lines of credit, equipment finance, vehicle loans, and working capital solutions.
How fast can I get approved for a loan?
Many applicants receive pre-approval within minutes, with funding available in as little as 24 hours.
Will applying for a loan affect my credit score?
No, checking your loan eligibility through ClickCapital does not impact your credit score.
What are the minimum requirements to qualify for a loan?
Your business should be at least 6 months old, have a minimum monthly turnover of $7,000, and an active NZBN.
Can startups qualify for a business loan?
Yes! We work with lenders who provide financing solutions for startups and new businesses.
What loan amounts are available?
ClickCapital partners with lenders offering loans ranging from $5,000 to $500,000.
Can I repay my loan early?
Yes! Many of our loan options allow early repayment, often without penalties.
What are the interest rates for business loans?
Interest rates vary depending on the lender, loan type, and your business's financial profile.
How do I apply for a business loan with ClickCapital?
Simply complete our quick online application. It only takes a few minutes, and you’ll receive instant loan options.
How do loan repayments work?
Repayments are typically weekly or monthly and are automatically debited from your business account.
What documents do I need to apply?
Most lenders require a valid ID, recent bank statements, and proof of business activity.
Can I get a loan if I have bad credit?
Yes! We work with lenders who provide financing for businesses with imperfect credit.
Do I need collateral for a business loan?
No, many of our loan options are unsecured, meaning you don’t need to provide assets as security.
Can I use the loan for any business purpose?
Yes! You can use your business loan for cash flow, expansion, stock purchases, equipment, hiring staff, and more.
What happens after I apply?
Once you submit your application, we match you with top lenders and provide tailored loan options within minutes.
How can I contact ClickCapital for support?
You can reach our finance specialists anytime at support@clickcapital.co.nz.
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    *Pricing, eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
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    © 2022 All Rights Reserved 

     Disclaimer: Clickcapital helps New Zealand firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Clickcapital can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Clickcapital does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.
     

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    ✔ Special Offer: 4 Weeks No Repayments! Offer valid from Updating... until Updating.... Apply now!